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Body Fat Calculator

Estimate your body fat percentage from simple tape measurements (neck, waist, hip) and compare it with the BMI-based estimate.

Formulas last reviewed: September 2026

Disclaimer: Results are general estimates for information and education only. They are not medical advice, a diagnosis or a treatment plan. Please talk to a doctor or qualified health professional before making health, diet, exercise or pregnancy decisions.

What is body fat percentage?

Body fat percentage is the share of your weight that is fat. It says more about health than weight or BMI alone, because two people with the same weight can have very different amounts of muscle and fat.

This calculator uses the US Navy tape method, which needs only a tape measure, and compares it with a BMI-based estimate.

How it is calculated

Men: 495 ÷ (1.0324 − 0.19077 × log₁₀(waist − neck) + 0.15456 × log₁₀(height)) − 450
Women: 495 ÷ (1.29579 − 0.35004 × log₁₀(waist + hip − neck) + 0.221 × log₁₀(height)) − 450

All measurements are in centimetres. The BMI method uses 1.20 × BMI + 0.23 × age − 10.8 × (1 for men, 0 for women) − 5.4.

Worked example

Man, 178 cm, neck 38 cm, waist 85 cm

Navy method
16.4%
Category
Fitness
BMI method (30 yrs, BMI 24.2)
19.8%

Body fat categories

Measure neck below the larynx, waist at the navel and hips at the widest point, relaxed, in the morning.

CategoryMenWomen
Essential fat2–5%10–13%
Athletes6–13%14–20%
Fitness14–17%21–24%
Average18–24%25–31%
Obese25%+32%+

Tape methods are usually within 3–4 percentage points of a DEXA scan. Take the average of two or three measurements for a steadier result.

Frequently asked questions

What is a healthy body fat percentage?

Roughly 14–24% for men and 21–31% for women covers fitness to average. Very low levels are not healthy long term, and higher levels raise the risk of metabolic disease.

How accurate is the Navy method?

It is a good estimate for most people, usually within 3–4 points of a DEXA scan, but it depends heavily on measuring the same way each time.

Why do Indians need extra care with body fat?

South Asians tend to store more fat around the abdomen at a lower weight, which carries higher risk. Waist size is a useful number to track too.

How can I lower body fat?

Combine a moderate calorie gap with strength training and enough protein so you lose fat and keep muscle. Fast crash diets tend to remove muscle too.